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Insurance For Small Charities And Non Profit Groups
Charity Insurance
Just like a business, running a charity comes with its own set of risks that you need to be protected from. If someone becomes injured through your activities then your organisation and reputation will be put on the line. If you want to make sure that your not for profit organisation or charity will remain standing then you need the right insurance. That’s where we come in. East Yorkshire Insurance Brokers are here to help you get the correct cover for your charity so you can continue running smoothly if something goes wrong. Don’t take the risk and get in touch with us today to protect your organisation.
Trusted by 250+
Local Businesses
Access To Over 300
Insurance Markets
Our Clients Rate
EYIB 4.9/5 Stars
Trusted By 250+ Local Businesses
Access To Over 300 Insurance Markets
Our Clients Rate EYIB 4.9/5 Stars
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What Is Charity Insurance?
What Is It?
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Why Get Choose EYIB As Your Charity Insurance Brokers
Why Choose EYIB
Charity Insurance Experience
John (our MD and one of our insurance brokers) has 15+ years of experience in helping not for profit organisations get the right third sector insurance.
Access To A Extensive Market
We have access to over 300 insurers across the various areas of insurance that we advise on, this means that we have the connections to get you the not for profit insurance you need.
Trusted By Local Businesses
More than 250 local businesses and charities trust us with sorting their insurance policy – you can rely on us to make sure you’re always protected.
Years Experience
Local Businesses Insured
Insurers
Our Insurance Partners
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Insurance For Non Profit Organisations Covers
What’s Included?
Public Liability Insurance For Charities
Charities often deal with the public; that means you’re responsible if someone becomes injured or gets sick because of your charity’s activities. If this happens and you’re liable for negligence, public liability insurance for charities will cover the legal and medical expenses.
Employers Liability
Employers liability insurance is a legal requirement in the UK if you have employees working for you. However, you still have a duty of care for anyone volunteering and if they get injured whilst helping out, you could be held liable. So for any helpers or volunteers you have working under your charity, it is advisable to have to have employers liability in place.
Employers Liability
Trustees Indemnity
Being a trustee of a charity comes with a lot of responsibility; you will be personally liable for your actions which could put you at risk of legal scrutiny. If you’re accused of wrongful acts or mismanagement of funds, a legal claim made against you could be financially devastating without trustee indemnity cover in place.
Business Interruption
Fires and floods are often unpredictable and out of your control. You may have to stop your charity operations whilst you deal with the aftermath and this could lead to loss of donations, significantly impacting your charities finances. Business interruption cover will mean that you can still fund your activities and cover loss of revenue so your charity can stay afloat.
Business Interruption
Fidelity Guarantee
Charities are at risk of fraud. If you rely heavily on donations and grants to fund your activities and a trustee or volunteer steals money, this could heavily impact your ability to carry out your activities. Fidelity guarantee cover will protect you against these financial losses so your charity can keep running as normal.
How Much Does It Cost?
How much your third sector insurance will be will very much depend on the size of your charity and the type of charity you run. For example, insurance for registered charities may cost more than insurance for small charities and non profit groups since they’re often subject to stricter regulatory requirements as well as specific insurance mandates and will normally engage in a wider range of activities. Give EYIB a call and we’ll be able to talk you through the covers you need and give you a free insurance quote.
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How Much Is Not For Profit Insurance?
How Much Does It Cost?
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Do I Need Third Sector Insurance?
Do I Need It?
Yes, just like with a business you need to make sure you’re covered against the risks you face day to day. Whether it’s a small community group you run or a registered charity, you will need third sector insurance in place. Since charities deal with vulnerable people, you could be more at risk of claims of negligence or abuse, and by having the right policy you can rest assured that any claims made against you are covered. By contacting EYIB you can relax knowing your charity will remain up and running if a mistake is made or an unforeseen event takes place.
Example Of Charity Insurance In Action
Claire runs a small community group that supports underprivileged families. The community group organises an annual charity fair to raise money, however during the event one of the attendees trips over a misplaced cable and twists their ankle. They put a claim in against the community group for compensation. But since the small community group heavily relies on donations to run their activities, the legal fees would be devastating to their funds and reputation, resulting in them shutting down for good.
Thankfully though Claire thought ahead and took out public liability insurance for charities which covered the costs of the medical expenses, legal fees and compensation. Because of this Claire’s small community group can run as normal and continue to help the community. Be like Claire and get in touch for insurance for non profit organisations today.
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More Claims Not For Profit Insurance Will Protect You From
Charity Claim Examples
One of your volunteers has stolen money your charity has raised. With this loss you won’t be able to run your upcoming charity event. Fidelity guarantee covers the funds that were stolen so your charity activities can run without disruption.
You’re a trustee of a charity and a donor accuses you of mismanaging funds and puts a claim in against you. Trustees’ indemnity will cover legal defence costs, settlements, or compensation payments so you can get peace of mind that if a mistake is made, your finances and reputation are protected.
What Our Clients Think
John was amazing—friendly, patient, and full of great advice. He really took the time to understand our charity and made sure we got exactly the right insurance. Highly recommend East Yorkshire Insurance Brokers
Billy Dasein
East Marsh United
Sarah provided excellent service, taking the time to review our sums insured and ensure everything was accurate. She pointed out gaps in our cover we weren’t aware of and explained everything clearly. We feel much more confident now. Highly recommend East Yorkshire Insurance Brokers!
Connor Hewson
Assured Marketing
East Yorkshire Insurance Brokers have looked after our insurance for several years, and we’re always impressed by the great service they provide. They’re professional, reliable, and always find us a competitive deal. Couldn’t ask for better!
Jason Kay
H2MO Limited
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Your Charity Insurance Brokers At EYIB
Your Dedicated Insurance Broker
Meet John, your dedicated charity insurance broker. John has more than 15 years of experience in helping charities and not for profit organisations secure the correct third sector insurance so they can carry out their charity activities without fear of making a mistake. John knows the insurance industry inside out so you can trust that by choosing EYIB you will always have the proper coverage for the potential risks you may face. Don’t leave it too late and contact us today and secure your charity’s future with us.
Do you need employers liability insurance for volunteers?
Whether you have employees or volunteers working for your charity you are responsible for their health and safety and it’s advisable you have employers liability insurance in place.
Do you need employers liability insurance for volunteers?
Do you need insurance to run a charity event?
When you’re dealing and interacting with the public you could be held liable if something happens. If a member of the public becomes injured at your event, public liability insurance for charities will cover the legal fees if a claim is made against you.