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Marine And Cargo Goods In Transit Insurance
Haulage Insurance
Many businesses rely on transporting goods from point A to B, but what happens if your stock becomes damaged in transit? This could be very costly for your business to replace any damaged stock – that’s where haulage insurance comes in. You can’t always predict an unfortunate incident like this occurring and if you’re not properly protected then your business will suffer the consequences. East Yorkshire Insurance Brokers (EYIB) is here to help you secure the right cover so your company can stay afloat when disaster strikes.
Trusted by 250+
Local Businesses
Access To Over 300
Insurance Markets
Our Clients Rate
EYIB 4.9/5 Stars
Trusted By 250+ Local Businesses
Access To Over 300 Insurance Markets
Our Clients Rate EYIB 4.9/5 Stars
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What Is Haulage Insurance?
What Is It?
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Why Get Cargo Insurance From EYIB?
Why Choose EYIB
Years Of Experience
Our founder and MD, John has years of experience (15 to be exact) in sorting cargo insurance for businesses across East Yorkshire.
Access To Markets
We have access to more than 300 insurers for various types of insurance; choosing us means that we’ve got the connections to get you the cover that your business needs.
Trusted By Businesses
Over 250 local businesses put their insurance needs in our hands, by going with EYIB you can trust us to arrange the correct insurance for you, every time.
Years Experience
Local Businesses Insured
Insurers
Our Insurance Partners
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What’s Covered By Haulage Insurance?
What’s Included?
Hauliers Liability Insurance
When you send goods whether that’s by post or by truck, you’re running the risk that your stock could either be damaged, lost or stolen during transportation. 1 in 10 packages become damaged during shipping, but with goods in transit insurance this will cover the cost to replace any items if this is the case, so you don’t have to worry every time you send your goods. Most standard road haulage conditions only cover goods up to a specific value, therefore having additional hauliers liability goods in transit cover is needed if you’re transporting high value goods.
Public liability insurance
When you’re transporting goods, if you accidentally damage a third party’s property or someone trips over your goods that you’re unloading, the financial repercussions could be very costly for your business. Accidents can happen at any time and public liability will cover the cost of repairing the damage, medical expenses and any legal fees.
Public liability insurance
Employers’ liability insurance
If your member of staff falls while unloading a pallet you could be held liable as you’re responsible for your employees health and safety. In the UK it’s mandatory that you have employer’s liability if you have staff.
HGV Insurance
Heavy goods vehicles or HGV insurance is specifically for larger vehicles that are used for haulage. Since you heavily rely on these trucks to transport your vehicles, you need to cover yourself if something does go wrong.
HGV Insurance
How Much Does It Cost?
The cost of your haulage insurance will be influenced by many factors. How big your business is and how expensive the goods you’re transporting all affect how much your policy will come to. If you want a clearer picture of what you need to pay then getting in touch with EYIB will not only talk you through what cover you need but we can also provide you with a free insurance quote.
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How Much Will Your Hauliers Liability Insurance Cost?
How Much Does It Cost?
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Do I Need Cargo Insurance?
Do I Need It?
You may be asking yourself: do I actually need haulage insurance? You may be a manufacturing business or a wholesaler that regularly sends goods. But wherever you send anything whether that’s by a truck or by plane you are running the risk of something going wrong. If expensive merchandise or equipment gets damaged while on the road, this could financially set your business back when you replace it. You can’t control what happens on the road, but you can control making sure you’re protected if the worst case scenario happens.
Example Of How Haulage Insurance Would Work
Jason runs a wholesale business where he transports goods to his customers. One day while delivering, his driver’s truck is targeted by thieves while he’s on break. The goods that were stolen were high value and will be extremely expensive to replace. Thankfully Jason thought ahead and took out haulage insurance before this incident, that covered the cost of replacing his stolen goods. Because of this, Jason’s business remains standing and thanks to cargo insurance he doesn’t have to suffer a huge financial hit.
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More Potential Claims Cargo Insurance Will Protect You From
Haulage Claim Examples
One of your drivers damages a client’s property whilst delivering goods. Public liability included in haulage insurance will cover the cost of repairing the damage as well as any legal fees if a claim is made against your business.
Because of being handled incorrectly, some of the goods you’re transporting are broken. Having goods in transit insurance in your policy will cover the cost of replacing the damaged items.
What Our Clients Think
John was amazing—friendly, patient, and full of great advice. He really took the time to understand our charity and made sure we got exactly the right insurance. Highly recommend East Yorkshire Insurance Brokers
Billy Dasein
East Marsh United
Sarah provided excellent service, taking the time to review our sums insured and ensure everything was accurate. She pointed out gaps in our cover we weren’t aware of and explained everything clearly. We feel much more confident now. Highly recommend East Yorkshire Insurance Brokers!
Connor Hewson
Assured Marketing
East Yorkshire Insurance Brokers have looked after our insurance for several years, and we’re always impressed by the great service they provide. They’re professional, reliable, and always find us a competitive deal. Couldn’t ask for better!
Jason Kay
H2MO Limited
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Meet Your Haulage Insurance Broker
Your Dedicated Insurance Broker
John is the broker you will be dealing with if you come to us for cargo insurance. With his 15+ years of experience in helping businesses sort their insurance; he’s the one to call. It can be difficult if you own a company to know exactly what cover it is you need, but with John’s knowledge of the industry he can talk you through your haulage insurance policy, to make sure that you not only understand what you’re getting but that you receive the correct cover. When it comes to transporting goods, there are specific risks you need to be protected from, however if you are properly covered you’ll have the safety net so that if something does go wrong then you won’t be out of pocket. Give John a call at EYIB today and take the first step to securing your company’s future.
What does Hauliers Liability cover?
In the event of a loss, hauliers’ liability will pay for damages or losses to goods up to the value of your contractual liability.
What does Hauliers Liability cover?
Who is responsible for buying cargo insurance?
Whoever is sending the goods it is their responsibility to take out cargo insurance. So if you’re a wholesaler for example and delivering stock then you could be liable if your goods are lost or damaged in transit.